The snapshot (fast facts)
- House prices: Nationwide says +0.3% MoM in Oct; +2.4% YoY—stable and edging higher. (nationwide.co.uk)
- Asking prices: Rightmove’s October index shows £371,422, +0.3% MoM, -0.1% YoY; activity YTD still up vs 2024. (rightmove.co.uk)
- Base rate: 4% today; next MPC decision Thursday, 6 November 2025. (bankofengland.co.uk)
- Rents: ONS: private rents +5.7% YoY (to Aug)—still rising but slowing; Zoopla: new-let rents up ~2–3% in 2025. (ons.gov.uk)
What it means for you
Who | Opportunity | Sharpes plan |
Sellers | Buyers are active; price-sensitive market. | Data-led pricing + pro photos, video, Matterport to compress days-to-offer. |
Buyers | Improved choice; financing outlook clearer after MPC. | Buyer-Match alerts + AIP ready so you can move first. |
Landlords | Demand resilient; growth moderating. | Yield & void review now; line up renewals before December. |