The snapshot (data-driven, super short)
- Prices: Nationwide says house prices rose 0.5% in September; annual growth 2.2%. London still lags UK average. Reuters
- Asking prices: Rightmove shows +0.4% MoM in September (typical back-to-school bump) but 0.1% below last year; sales agreed running ~4% higher YoY. Rightmove
- Bank Rate: 4% today; next MPC decision 6 November 2025. Bank of England+1
- Rents: ONS shows +5.7% YoY for UK private rents (to August); Zoopla notes new-let rents rising ~2–3% in 2025 as the market normalises. Office for National Statistics+1
What it means for you
Who | Opportunity | Sharpes plan |
Sellers | Buyers are active; price-sensitive market. | Launch right the first time (pro photos, video, 3-D tour) to compress days-to-offer. |
Buyers | Payments improved vs early 2024; more choice. | Get AIP + join Buyer-Match for first-look alerts in SW19/SW17. |
Landlords | Demand steady; growth moderating. | Do a yield/void review now; smart renewals beat empty months. |