
Your 2025 First Time Buyer Toolkit—Schemes & Insider Tips for SW London
1️⃣ Mortgage Guarantee Scheme (5 % Deposits) Re‑launched in July’s Spending Review and extended to Dec 2026—95 % LTV on homes up to £600k. (The Sun) 2️⃣ First Homes (30‑50 % Discounts) Local first‑time buyers & key workers get lifetime discounts on selected new‑builds. (Zoopla) 3️⃣ Deposit Unlock (5 % on New‑Builds) Home‑builder scheme pairing 95 % mortgages with selected developments. (Find IFAs &